Chaparral 21 SSI

The Chaparral 21 SSI is a 21-foot boat, with model years from 2020 to 2027 in the listings we track. Across 31 listings we have observed (model years 2020–2027), the median asking price is $56,000, with most boats asking $48,000 to $73,500. The engine we see most often on this model is MerCruiser sterndrive (gas, 4.5L–6.2L) and Yamaha 4-stroke outboard (F70–F300).

BoatVerdict market snapshot

Median asking $56,000 28 priced listings
Typical range $48k–$74k middle half of the market
Observed range $25k–$75k lowest to highest ask
Listings analyzed 31 10 states · 2020–2027
Listed right now 21 live at our last sweep

These are asking prices. No free or public source publishes US used-boat transaction prices, so nobody — us included — can honestly show you what these boats sold for. What we can show you is what 31 sellers are asking, which is the number you are actually negotiating against.

31 distinct boats observed medium confidence Updated November 15, 2026

28 priced listings across 10 states. Enough for a range, not enough to be precise about any single year.

Method: Asking prices from active listings, de-duplicated so a re-posted boat counts once (56 raw listings collapsed to 31 distinct boats). Quartiles, not averages, so one outlier cannot move the band. Rounded to $500.

Coverage: Model years 2020–2027, 10 states, 16 metro areas. New-boat listings excluded.

Sources: BoatVerdict market observations (craigslist + rightboat + boatcrazy) · US state vessel registries (9,763 registered Chaparral hulls)

Looking at a Chaparral 21 SSI for sale?

Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.

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No account needed. The paid Deal Report is optional and comes after.

The BoatVerdict take

  • BoatVerdict listing data

    Pricing is tight: the middle half of listings sits between $48,000 and $73,500, only a 1.5x spread. A boat asking well outside that band needs a reason, and "it is loaded" is usually not enough of one.

  • BoatVerdict listing data

    Between the 2020 ($26,500 median) and the 2027 ($75,000 median) asking prices fall about 14% a year. The steepest part of that curve is behind any boat more than five years old, which is where the value sits.

  • Recall (USCG/CPSC)

    3 federal recall campaigns on file touch this builder. Check the specific hull against the recall list below before you put money down; remedies are free but only if the work was actually done.

Each point is tagged with the evidence behind it. Nothing here is a claim we cannot trace back to a counted listing, a federal record, or a named analyst judgement.

Chaparral 21 SSI prices by model year

$0$20k$40k$60k$80k2023: median $54k, 5 boats20232025: median $63k, 3 boats20252027: median $75k, 5 boats2027middle half of asksmedian ask
Show the numbers by model year
Model yearBoatsMiddle half of asksMedian ask
20275$75,000 to $75,000$75,000
20261too few to show-
20253$54,000 to $68,500$63,000
20235$50,000 to $56,000$54,000
20221too few to show-
20211too few to show-
20202too few to show-

18 distinct boats, listed now or since taken down, re-posts counted once. Years with fewer than 3 boats show a count only. Asking prices, not sale prices.

What a used Chaparral 21 SSI is worth

We have seen 18 distinct Chaparral 21 SSI boats for sale between Jun 14, 2026 and Nov 14, 2026, model years 2020 to 2027, in 9 states. The median ask is $57,500 and half of all asks sit between $50,000 and $74,000. Asking prices fall about 10.1% for each year of age (41% over five years), measured on these 18 boats and steadied with the 9.3% rate we measure for the class.

Of the 12 listed now, 25% have been for sale for 60 days or more, counting re-posts as one boat. A boat that has sat that long usually has room to negotiate.

Engines: median 150 hp across 3 boats that stated it. Engine brands named: Yamaha 1, Mercury 1.

What moves the price of a 21 SSI

  • Horsepower. Doubling the power for the same class and length adds about 16% to the ask.
  • Engine hours.Higher hours than typical for the age lower the ask.
  • Region.West +12%, Midwest +5%, South +2%, Northeast -1% against the national level.
  • Brand.Chaparral boats in this class ask about 8% more than the class average for the same age and length.

Fitted on 1,313 distinct boats in this class (log asking price on age, length and brand; refit nightly, last on 2026-11-14). These are effects on asking prices.

Recent Chaparral 21 SSI asking prices

YearModelLengthHPHoursStateAskingSeenStatus
202121 ssi21 ft---$44,000Jun 22, 2026 to Nov 14, 2026listed (2 posts)
BoatCrazy
202321 ssi21 ft--GA$55,995Jun 22, 2026 to Nov 14, 2026listed (2 posts)
BoatCrazy
202321 SSI21 ft15054SC$49,995Aug 4, 2026 to Nov 14, 2026listed (7 posts)
BoatCrazy
202521 SSI-45-MI$62,995Nov 14, 2026listed
BoatCrazy
202321 SSI21 ft--MI$59,000Oct 4, 2026 to Nov 14, 2026listed
Craigslist
202321 SSI---AL$53,900Nov 14, 2026listed
BoatCrazy
202721 SSI---AL$74,825Nov 14, 2026listed (2 posts)
BoatCrazy
202721 SSI---AL$75,040Nov 14, 2026listed
BoatCrazy
202721 SSI---AL$75,360Nov 14, 2026listed
BoatCrazy
202721 SSI---AL$74,890Nov 14, 2026listed
BoatCrazy
202721 SSI---AL$74,460Nov 14, 2026listed
BoatCrazy
202321 SSI---MN$49,990Nov 14, 2026listed
BoatCrazy
202021 SSI21 ft250-KY$47,500Aug 11, 2026 to Nov 6, 2026taken down (3 posts)
Craigslist
202621 SSI21 ft--NY$72,930Jun 14, 2026 to Sep 27, 2026taken down (11 posts)
Craigslist
202521 SSI21 ft--PA$73,570Jun 14, 2026 to Sep 27, 2026taken down (9 posts)
Craigslist
202521 SSI21 ft--NY$45,000Jun 14, 2026 to Sep 8, 2026taken down (4 posts)
Craigslist
202021 SSI21 ft--NY$25,000Jun 14, 2026 to Jul 30, 2026taken down (2 posts)
Craigslist
202221 SSI21 ft--NH$55,600Jun 22, 2026 to Jul 5, 2026taken down
Rightboat

The 18 most recently seen of 18 distinct boats. These are asking prices, not sale prices: no free source publishes US used-boat sale prices. A boat re-posted several times counts once, at its latest ask. "Taken down" means the ad disappeared; that can be a sale, a seller who gave up, or an expired post.

Chaparral recalls and accident record

USCG / TC recalls3see the list
Accident records895USCG BARD, 1995-2023
Per 10,000 registered3.9accidents a year, TX and NY
Machinery failure5%of accident records

Of 895Chaparral boats in USCG accident records: fire or explosion 5%, flooding or swamping 5%, capsizing 2%, total loss 5%, at least one death 6%. The rate counts accidents in Texas and New York waters from 2014 to 2023 (38) against 9,749 Chaparral boats registered in those two states, the only states that publish boat-level registrations. Accident records reflect how and how much boats are used, not only how they are built. Only accidents above the USCG reporting threshold are recorded. Personal watercraft are left out.

These numbers are for the builder, not this model. Check the specific hull with a HIN lookup for recalls and reported accidents.

Recalls affecting Chaparral

3 federal recall campaigns on file. Recalls are issued against hull-identification ranges, so a campaign listed here may or may not cover the specific boat you are looking at — check the HIN. Remedies are free from the builder, but only if the work was actually performed, and there is no central database that proves it was.

  • ⚠ Recall990058T8/30/1999

    ELECTRICAL UNFUSED WIRE; IN CO MONITORING SYSTEM

    Model:2135SS 2334SS 2835SS 205L3 240Year:1999Units:708
  • ⚠ Recall950161T11/1/1995

    FUEL FILL FITTING CRACKS; FUEL FILL FITTING CRACKS

    Model:"1935SS, 2135SS, 2335SS"Year:1995Units:438
  • ⚠ Recall060065T10/25/2006

    FUEL FILL FITTING CRACKS

    Model:VARIOUSUnits:2,869
3 recall campaigns

Method: Matched to the builder by normalized company name and MIC. A campaign is shown when it touches this builder; the model and year columns say how narrowly it applies.

Sources: US Coast Guard recall database · CPSC recalls

Engines we actually see on the 21 SSI

  • MerCruiser sterndrive (gas, 4.5L–6.2L) 1 listing · 3% of our sample · median 45 hp

    The most common inboard/outboard in US bowriders and cruisers. The engine itself (GM-based) is reliable; the maintenance burden is the drive and exhaust. Bellows, gimbal bearing, U-joints, and — in any saltwater service — exhaust manifolds and risers are the recurring costs.

    Service reality: Bellows/gimbal every ~5 years; manifolds/risers every ~6–8 years (or 3–4 in salt) at $2.5–4K. Pull the drive on inspection — deferred drive service is the classic hidden cost.

  • Yamaha 4-stroke outboard (F70–F300) 1 listing · 3% of our sample · median 150 hp

    The benchmark for outboard reliability and resale. F150 and F300 routinely run 2,000+ hours with routine service. Top-tier buyer trust — a Yamaha-powered hull sells faster than the same boat on any other brand.

    Service reality: 100-hour service intervals; 10-year/1,000-hour anode and water-pump attention. Saltwater units: check the bus bar and starter solenoid behind the powerhead for corrosion.

2 listings where we could identify the engine Updated November 15, 2026

Method: Engine family matched from the listing's engine fields and title text against BoatVerdict's engine-family profiles. Prevalence is share of our sample, not factory fitment rates.

Sources: BoatVerdict market observations · BoatVerdict engine-family profiles

Chaparral 21 SSI specifications

Length (median listed)21.0 ftOur listing data
Model years traded2020–2027Our listing data
Chaparral hulls in US registries9,763TX + NY open data

Rows marked "our listing data" are measured from listings, not published by the builder, and will differ from a brochure. Rows without a source we can name are not shown at all.

What to inspect on a used Chaparral 21 SSI

  1. MerCruiser sterndrive (gas, 4.5L–6.2L): Bellows/gimbal every ~5 years; manifolds/risers every ~6–8 years (or 3–4 in salt) at $2.5–4K. Pull the drive on inspection — deferred drive service is the classic hidden cost. Seen on 1 of the 31 21 SSI listings we track (typically 45 hp on this model).
  2. Get the hour meter reading and divide by the boat's age. Above 100 hours a year is heavy use for a MerCruiser sterndrive (gas, 4.5L–6.2L). Threshold from BoatVerdict's engine-family profile for MerCruiser sterndrive (gas, 4.5L–6.2L).
  3. Yamaha 4-stroke outboard (F70–F300): 100-hour service intervals; 10-year/1,000-hour anode and water-pump attention. Saltwater units: check the bus bar and starter solenoid behind the powerhead for corrosion. Seen on 1 of the 31 21 SSI listings we track (typically 150 hp on this model).
  4. Get the hour meter reading and divide by the boat's age. Above 150 hours a year is heavy use for a Yamaha 4-stroke outboard (F70–F300). Threshold from BoatVerdict's engine-family profile for Yamaha 4-stroke outboard (F70–F300).
  5. Assume saltwater service unless the seller can prove otherwise: pull the engine cowling and look at the powerhead, check trim-cylinder rams for pitting, and open the battery and fuse boxes for green corrosion. 79% of the listings we observed for this model are in coastal states.

This list is specific to this model: analyst items for the hull, plus items driven by the engines and the regions we actually observe on 21 SSI listings. It is not a generic pre-purchase checklist, and it does not replace a surveyor.

What a 21 SSI costs to own

$1,750 – $4,500 per year

  • 21 ft hull, the median observed length for this model
  • Saltwater berth, based on where most listings we see are located (AL)
  • Includes insurance, storage, routine service, fuel at moderate seasonal use, and a reserve for wear items
  • Excludes loan payments, major engine replacement, and refit work
low confidence

This is a modelled band, not observed spend. Real cost swings hard on where you keep the boat and how much you use it.

Method: The same ownership-cost model BoatVerdict's paid Deal Report uses: boat class and length set the base band, then saltwater berth and size adjust it.

Sources: BoatVerdict ownership-cost model

Where 21 SSIs are for sale

  • AL 7
  • GA 5
  • NY 4
  • FL 3
  • PA 2
  • SC 2
  • MI 2
  • NH 1
  • KY 1
  • MN 1

Counts of distinct boats we observed per state, from 31 listings in 16 metro areas. We publish the distribution, not the listings themselves.

What else buyers cross-shop

Chosen by measured similarity — same builder first, then comparable length — and limited to models whose own page meets our evidence bar. No paid placements, no filler links.

Chaparral 21 SSI FAQ

How much does a used Chaparral 21 SSI cost?
Across 31 listings BoatVerdict has observed for model years 2020 to 2027, the median asking price is $56,000. The middle half of the market asks between $48,000 and $73,500, and the full observed range runs $25,000 to $75,360. These are asking prices, not sold prices.
Which model year of the Chaparral 21 SSI is the best value?
On asking price alone the 2021 is the cheapest year we track with a usable sample (4 priced listings, median $48,000). "Best value" also depends on what changed between years, so read the year table above rather than buying on price alone — and note we do not claim a "best year" we cannot evidence.
Are there recalls on the Chaparral 21 SSI?
3 federal recall campaigns are on file for this builder in the USCG and CPSC data we ingest. Recalls are issued per hull-identification range, so check the specific HIN — the recall list on this page links to each campaign and what it covers.
What engine does the Chaparral 21 SSI come with?
In our listing sample the most common configurations are MerCruiser sterndrive (gas, 4.5L–6.2L) (1 listings, typically 45 hp), Yamaha 4-stroke outboard (F70–F300) (1 listings, typically 150 hp). That is what the used market actually holds, which is not always the same as what the factory offered.
What does it cost to own a Chaparral 21 SSI per year?
BoatVerdict estimates $1,750 to $4,500 a year for a 21-foot boat of this type, covering insurance, storage, routine service, fuel at moderate use and a wear reserve. It excludes loan payments and major engine work. Assumptions are listed on this page.

Looking at a Chaparral 21 SSI for sale?

Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.

Get the free verdict →

No account needed. The paid Deal Report is optional and comes after.

How this page was built

BoatVerdict tracks used-boat listings across the US and folds them onto canonical models, so "21 ssi" all resolve to this one page rather than three thin ones. For the Chaparral 21 SSI that gives us 31 distinct boats (from 56 raw listings, before we collapsed re-posts). Publication decision: 31 distinct observations, 28 priced, 10 states, 5 model years.

We separate what we counted from what we concluded. Asking prices, listing counts, state spread and engine mix are counted. Severity ratings, ownership cost and the take are BoatVerdict analysis, labelled as such. Recalls and registry counts are primary records from federal and state sources.

Market data current through November 15, 2026.