Chaparral 21 SSI
The Chaparral 21 SSI is a 21-foot boat, with model years from 2020 to 2027 in the listings we track. Across 31 listings we have observed (model years 2020–2027), the median asking price is $56,000, with most boats asking $48,000 to $73,500. The engine we see most often on this model is MerCruiser sterndrive (gas, 4.5L–6.2L) and Yamaha 4-stroke outboard (F70–F300).
BoatVerdict market snapshot
These are asking prices. No free or public source publishes US used-boat transaction prices, so nobody — us included — can honestly show you what these boats sold for. What we can show you is what 31 sellers are asking, which is the number you are actually negotiating against.
28 priced listings across 10 states. Enough for a range, not enough to be precise about any single year.
Method: Asking prices from active listings, de-duplicated so a re-posted boat counts once (56 raw listings collapsed to 31 distinct boats). Quartiles, not averages, so one outlier cannot move the band. Rounded to $500.
Coverage: Model years 2020–2027, 10 states, 16 metro areas. New-boat listings excluded.
Sources: BoatVerdict market observations (craigslist + rightboat + boatcrazy) · US state vessel registries (9,763 registered Chaparral hulls)
Looking at a Chaparral 21 SSI for sale?
Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.
Get the free verdict →No account needed. The paid Deal Report is optional and comes after.
The BoatVerdict take
- BoatVerdict listing data
Pricing is tight: the middle half of listings sits between $48,000 and $73,500, only a 1.5x spread. A boat asking well outside that band needs a reason, and "it is loaded" is usually not enough of one.
- BoatVerdict listing data
Between the 2020 ($26,500 median) and the 2027 ($75,000 median) asking prices fall about 14% a year. The steepest part of that curve is behind any boat more than five years old, which is where the value sits.
- Recall (USCG/CPSC)
3 federal recall campaigns on file touch this builder. Check the specific hull against the recall list below before you put money down; remedies are free but only if the work was actually done.
Each point is tagged with the evidence behind it. Nothing here is a claim we cannot trace back to a counted listing, a federal record, or a named analyst judgement.
Chaparral 21 SSI prices by model year
Show the numbers by model year
| Model year | Boats | Middle half of asks | Median ask |
|---|---|---|---|
| 2027 | 5 | $75,000 to $75,000 | $75,000 |
| 2026 | 1 | too few to show | - |
| 2025 | 3 | $54,000 to $68,500 | $63,000 |
| 2023 | 5 | $50,000 to $56,000 | $54,000 |
| 2022 | 1 | too few to show | - |
| 2021 | 1 | too few to show | - |
| 2020 | 2 | too few to show | - |
18 distinct boats, listed now or since taken down, re-posts counted once. Years with fewer than 3 boats show a count only. Asking prices, not sale prices.
What a used Chaparral 21 SSI is worth
We have seen 18 distinct Chaparral 21 SSI boats for sale between Jun 14, 2026 and Nov 14, 2026, model years 2020 to 2027, in 9 states. The median ask is $57,500 and half of all asks sit between $50,000 and $74,000. Asking prices fall about 10.1% for each year of age (41% over five years), measured on these 18 boats and steadied with the 9.3% rate we measure for the class.
Of the 12 listed now, 25% have been for sale for 60 days or more, counting re-posts as one boat. A boat that has sat that long usually has room to negotiate.
Engines: median 150 hp across 3 boats that stated it. Engine brands named: Yamaha 1, Mercury 1.
What moves the price of a 21 SSI
- Horsepower. Doubling the power for the same class and length adds about 16% to the ask.
- Engine hours.Higher hours than typical for the age lower the ask.
- Region.West +12%, Midwest +5%, South +2%, Northeast -1% against the national level.
- Brand.Chaparral boats in this class ask about 8% more than the class average for the same age and length.
Fitted on 1,313 distinct boats in this class (log asking price on age, length and brand; refit nightly, last on 2026-11-14). These are effects on asking prices.
Recent Chaparral 21 SSI asking prices
| Year | Model | Length | HP | Hours | State | Asking | Seen | Status |
|---|---|---|---|---|---|---|---|---|
| 2021 | 21 ssi | 21 ft | - | - | - | $44,000 | Jun 22, 2026 to Nov 14, 2026 | listed (2 posts) BoatCrazy |
| 2023 | 21 ssi | 21 ft | - | - | GA | $55,995 | Jun 22, 2026 to Nov 14, 2026 | listed (2 posts) BoatCrazy |
| 2023 | 21 SSI | 21 ft | 150 | 54 | SC | $49,995 | Aug 4, 2026 to Nov 14, 2026 | listed (7 posts) BoatCrazy |
| 2025 | 21 SSI | - | 45 | - | MI | $62,995 | Nov 14, 2026 | listed BoatCrazy |
| 2023 | 21 SSI | 21 ft | - | - | MI | $59,000 | Oct 4, 2026 to Nov 14, 2026 | listed Craigslist |
| 2023 | 21 SSI | - | - | - | AL | $53,900 | Nov 14, 2026 | listed BoatCrazy |
| 2027 | 21 SSI | - | - | - | AL | $74,825 | Nov 14, 2026 | listed (2 posts) BoatCrazy |
| 2027 | 21 SSI | - | - | - | AL | $75,040 | Nov 14, 2026 | listed BoatCrazy |
| 2027 | 21 SSI | - | - | - | AL | $75,360 | Nov 14, 2026 | listed BoatCrazy |
| 2027 | 21 SSI | - | - | - | AL | $74,890 | Nov 14, 2026 | listed BoatCrazy |
| 2027 | 21 SSI | - | - | - | AL | $74,460 | Nov 14, 2026 | listed BoatCrazy |
| 2023 | 21 SSI | - | - | - | MN | $49,990 | Nov 14, 2026 | listed BoatCrazy |
| 2020 | 21 SSI | 21 ft | 250 | - | KY | $47,500 | Aug 11, 2026 to Nov 6, 2026 | taken down (3 posts) Craigslist |
| 2026 | 21 SSI | 21 ft | - | - | NY | $72,930 | Jun 14, 2026 to Sep 27, 2026 | taken down (11 posts) Craigslist |
| 2025 | 21 SSI | 21 ft | - | - | PA | $73,570 | Jun 14, 2026 to Sep 27, 2026 | taken down (9 posts) Craigslist |
| 2025 | 21 SSI | 21 ft | - | - | NY | $45,000 | Jun 14, 2026 to Sep 8, 2026 | taken down (4 posts) Craigslist |
| 2020 | 21 SSI | 21 ft | - | - | NY | $25,000 | Jun 14, 2026 to Jul 30, 2026 | taken down (2 posts) Craigslist |
| 2022 | 21 SSI | 21 ft | - | - | NH | $55,600 | Jun 22, 2026 to Jul 5, 2026 | taken down Rightboat |
The 18 most recently seen of 18 distinct boats. These are asking prices, not sale prices: no free source publishes US used-boat sale prices. A boat re-posted several times counts once, at its latest ask. "Taken down" means the ad disappeared; that can be a sale, a seller who gave up, or an expired post.
Chaparral recalls and accident record
Of 895Chaparral boats in USCG accident records: fire or explosion 5%, flooding or swamping 5%, capsizing 2%, total loss 5%, at least one death 6%. The rate counts accidents in Texas and New York waters from 2014 to 2023 (38) against 9,749 Chaparral boats registered in those two states, the only states that publish boat-level registrations. Accident records reflect how and how much boats are used, not only how they are built. Only accidents above the USCG reporting threshold are recorded. Personal watercraft are left out.
These numbers are for the builder, not this model. Check the specific hull with a HIN lookup for recalls and reported accidents.
Recalls affecting Chaparral
3 federal recall campaigns on file. Recalls are issued against hull-identification ranges, so a campaign listed here may or may not cover the specific boat you are looking at — check the HIN. Remedies are free from the builder, but only if the work was actually performed, and there is no central database that proves it was.
- ⚠ Recall
990058T8/30/1999ELECTRICAL UNFUSED WIRE; IN CO MONITORING SYSTEM
- ⚠ Recall
950161T11/1/1995FUEL FILL FITTING CRACKS; FUEL FILL FITTING CRACKS
- ⚠ Recall
060065T10/25/2006FUEL FILL FITTING CRACKS
Method: Matched to the builder by normalized company name and MIC. A campaign is shown when it touches this builder; the model and year columns say how narrowly it applies.
Sources: US Coast Guard recall database · CPSC recalls
Engines we actually see on the 21 SSI
- MerCruiser sterndrive (gas, 4.5L–6.2L)
The most common inboard/outboard in US bowriders and cruisers. The engine itself (GM-based) is reliable; the maintenance burden is the drive and exhaust. Bellows, gimbal bearing, U-joints, and — in any saltwater service — exhaust manifolds and risers are the recurring costs.
Service reality: Bellows/gimbal every ~5 years; manifolds/risers every ~6–8 years (or 3–4 in salt) at $2.5–4K. Pull the drive on inspection — deferred drive service is the classic hidden cost.
Full MerCruiser sterndrive (gas, 4.5L–6.2L) reliability profile →
- Yamaha 4-stroke outboard (F70–F300)
The benchmark for outboard reliability and resale. F150 and F300 routinely run 2,000+ hours with routine service. Top-tier buyer trust — a Yamaha-powered hull sells faster than the same boat on any other brand.
Service reality: 100-hour service intervals; 10-year/1,000-hour anode and water-pump attention. Saltwater units: check the bus bar and starter solenoid behind the powerhead for corrosion.
Full Yamaha 4-stroke outboard (F70–F300) reliability profile →
Method: Engine family matched from the listing's engine fields and title text against BoatVerdict's engine-family profiles. Prevalence is share of our sample, not factory fitment rates.
Sources: BoatVerdict market observations · BoatVerdict engine-family profiles
Chaparral 21 SSI specifications
| Length (median listed) | 21.0 ft | Our listing data |
|---|---|---|
| Model years traded | 2020–2027 | Our listing data |
| Chaparral hulls in US registries | 9,763 | TX + NY open data |
Rows marked "our listing data" are measured from listings, not published by the builder, and will differ from a brochure. Rows without a source we can name are not shown at all.
What to inspect on a used Chaparral 21 SSI
- MerCruiser sterndrive (gas, 4.5L–6.2L): Bellows/gimbal every ~5 years; manifolds/risers every ~6–8 years (or 3–4 in salt) at $2.5–4K. Pull the drive on inspection — deferred drive service is the classic hidden cost. Seen on 1 of the 31 21 SSI listings we track (typically 45 hp on this model).
- Get the hour meter reading and divide by the boat's age. Above 100 hours a year is heavy use for a MerCruiser sterndrive (gas, 4.5L–6.2L). Threshold from BoatVerdict's engine-family profile for MerCruiser sterndrive (gas, 4.5L–6.2L).
- Yamaha 4-stroke outboard (F70–F300): 100-hour service intervals; 10-year/1,000-hour anode and water-pump attention. Saltwater units: check the bus bar and starter solenoid behind the powerhead for corrosion. Seen on 1 of the 31 21 SSI listings we track (typically 150 hp on this model).
- Get the hour meter reading and divide by the boat's age. Above 150 hours a year is heavy use for a Yamaha 4-stroke outboard (F70–F300). Threshold from BoatVerdict's engine-family profile for Yamaha 4-stroke outboard (F70–F300).
- Assume saltwater service unless the seller can prove otherwise: pull the engine cowling and look at the powerhead, check trim-cylinder rams for pitting, and open the battery and fuse boxes for green corrosion. 79% of the listings we observed for this model are in coastal states.
This list is specific to this model: analyst items for the hull, plus items driven by the engines and the regions we actually observe on 21 SSI listings. It is not a generic pre-purchase checklist, and it does not replace a surveyor.
What a 21 SSI costs to own
$1,750 – $4,500 per year
- 21 ft hull, the median observed length for this model
- Saltwater berth, based on where most listings we see are located (AL)
- Includes insurance, storage, routine service, fuel at moderate seasonal use, and a reserve for wear items
- Excludes loan payments, major engine replacement, and refit work
This is a modelled band, not observed spend. Real cost swings hard on where you keep the boat and how much you use it.
Method: The same ownership-cost model BoatVerdict's paid Deal Report uses: boat class and length set the base band, then saltwater berth and size adjust it.
Sources: BoatVerdict ownership-cost model
Where 21 SSIs are for sale
- AL 7
- GA 5
- NY 4
- FL 3
- PA 2
- SC 2
- MI 2
- NH 1
- KY 1
- MN 1
Counts of distinct boats we observed per state, from 31 listings in 16 metro areas. We publish the distribution, not the listings themselves.
What else buyers cross-shop
- Chaparral 210 SSI
- Chaparral 216 SSI
- Chaparral H2o
- Chaparral 220 SSI
- Chaparral 23 SSI
- Chaparral 230SSI
Chosen by measured similarity — same builder first, then comparable length — and limited to models whose own page meets our evidence bar. No paid placements, no filler links.
Chaparral 21 SSI FAQ
How much does a used Chaparral 21 SSI cost?
Which model year of the Chaparral 21 SSI is the best value?
Are there recalls on the Chaparral 21 SSI?
What engine does the Chaparral 21 SSI come with?
What does it cost to own a Chaparral 21 SSI per year?
Looking at a Chaparral 21 SSI for sale?
Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.
Get the free verdict →No account needed. The paid Deal Report is optional and comes after.