Cobalt 220S

The Cobalt 220S is a 22-foot boat, with model years from 2003 to 2024 in the listings we track. Across 30 listings we have observed (model years 2003–2024), the median asking price is $35,500, with most boats asking $30,000 to $48,000. The engine we see most often on this model is Volvo Penta sterndrive (gas, DPS/Duoprop) and Mercury Verado / V8 FourStroke (250–400).

BoatVerdict market snapshot

Median asking $35,500 17 priced listings
Typical range $30k–$48k middle half of the market
Observed range $17k–$72k lowest to highest ask
Listings analyzed 30 8 states · 2003–2024
Listed right now 16 live at our last sweep

These are asking prices. No free or public source publishes US used-boat transaction prices, so nobody — us included — can honestly show you what these boats sold for. What we can show you is what 30 sellers are asking, which is the number you are actually negotiating against.

30 distinct boats observed medium confidence Updated November 15, 2026

17 priced listings across 8 states. Enough for a range, not enough to be precise about any single year.

Method: Asking prices from active listings, de-duplicated so a re-posted boat counts once (30 raw listings collapsed to 30 distinct boats). Quartiles, not averages, so one outlier cannot move the band. Rounded to $500.

Coverage: Model years 2003–2024, 8 states, 12 metro areas. New-boat listings excluded.

Sources: BoatVerdict market observations (craigslist + rightboat + boatcrazy) · US state vessel registries (6,841 registered Cobalt hulls)

Looking at a Cobalt 220S for sale?

Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.

Get the free verdict →

No account needed. The paid Deal Report is optional and comes after.

The BoatVerdict take

  • BoatVerdict listing data

    Pricing is tight: the middle half of listings sits between $30,000 and $48,000, only a 1.6x spread. A boat asking well outside that band needs a reason, and "it is loaded" is usually not enough of one.

  • BoatVerdict listing data

    Supply is concentrated: our 30 listings came from only 8 states, led by WI. Expect a smaller buyer pool at resale, and budget for transport if the right boat is not local.

  • Recall (USCG/CPSC)

    11 federal recall campaigns on file touch this builder. Check the specific hull against the recall list below before you put money down; remedies are free but only if the work was actually done.

Each point is tagged with the evidence behind it. Nothing here is a claim we cannot trace back to a counted listing, a federal record, or a named analyst judgement.

Cobalt 220S prices by model year

Show the numbers by model year
Model yearBoatsMiddle half of asksMedian ask
20243$47,000 to $49,000$48,000
20181too few to show-
20171too few to show-
20151too few to show-
20131too few to show-
20061too few to show-
20031too few to show-

9 distinct boats, listed now or since taken down, re-posts counted once. Years with fewer than 3 boats show a count only. Asking prices, not sale prices.

What a used Cobalt 220S is worth

We have seen 9 distinct Cobalt 220S boats for sale between Jun 14, 2026 and Nov 14, 2026, model years 2003 to 2024, in 5 states. The median ask is $35,000 and half of all asks sit between $26,500 and $46,000.

Engines: median 280 hp across 4 boats that stated it (most common: 275 hp). Engine brands named: Volvo 6. Median engine hours on the 4 boats that stated them: 460.

What moves the price of a 220S

  • Horsepower. Doubling the power for the same class and length adds about 16% to the ask.
  • Engine hours.Higher hours than typical for the age lower the ask.
  • Region.West +12%, Midwest +5%, South +2%, Northeast -1% against the national level.
  • Brand.Cobalt boats in this class ask about 22% more than the class average for the same age and length.

Fitted on 1,313 distinct boats in this class (log asking price on age, length and brand; refit nightly, last on 2026-11-14). These are effects on asking prices.

Recent Cobalt 220S asking prices

YearModelLengthHPHoursStateAskingSeenStatus
2015220S22 ft-49GA$29,999Aug 23, 2026 to Nov 14, 2026listed (2 posts)
BoatCrazy
2017220S22 ft280-CA$26,250Oct 18, 2026 to Nov 14, 2026listed
Craigslist
2006220S22 ft--WA$24,000Aug 30, 2026 to Nov 14, 2026listed
Craigslist
2024220S-280435WI$49,990Nov 14, 2026listed (2 posts)
BoatCrazy
2024220S-280500WI$45,990Nov 14, 2026listed (2 posts)
BoatCrazy
2024220S-280485WI$47,990Nov 14, 2026listed
BoatCrazy
2018220S22 ft--NJ$34,900Oct 25, 2026 to Nov 13, 2026listed
Rightboat
2013220S22 ft--WI$39,995Jun 28, 2026 to Jul 12, 2026taken down
Rightboat
2003220S22 ft--WA$16,500Jun 14, 2026 to Jun 19, 2026taken down
Craigslist

The 9 most recently seen of 9 distinct boats. These are asking prices, not sale prices: no free source publishes US used-boat sale prices. A boat re-posted several times counts once, at its latest ask. "Taken down" means the ad disappeared; that can be a sale, a seller who gave up, or an expired post.

Cobalt recalls and accident record

USCG / TC recalls8see the list
Accident records675USCG BARD, 1995-2023
Per 10,000 registered6.9accidents a year, TX and NY
Machinery failure6%of accident records

Of 675Cobalt boats in USCG accident records: fire or explosion 6%, flooding or swamping 6%, capsizing 0%, total loss 9%, at least one death 4%. The rate counts accidents in Texas and New York waters from 2014 to 2023 (47) against 6,837 Cobalt boats registered in those two states, the only states that publish boat-level registrations. Accident records reflect how and how much boats are used, not only how they are built. Only accidents above the USCG reporting threshold are recorded. Personal watercraft are left out.

These numbers are for the builder, not this model. Check the specific hull with a HIN lookup for recalls and reported accidents.

Recalls affecting Cobalt

11 federal recall campaigns on file. Recalls are issued against hull-identification ranges, so a campaign listed here may or may not cover the specific boat you are looking at — check the HIN. Remedies are free from the builder, but only if the work was actually performed, and there is no central database that proves it was.

  • ⚠ Recall11V2339/22/2011

    SAFE LOADING PERSONS; SAFE LOADING MAX WT

    Model:19.33� FIBERGLASS DCBRUnits:1
  • ⚠ Recall23MF00609/10/2022
    Model:23SCYear:2020Units:2,390
  • ⚠ Recall170013T7/27/2017

    ELECTRICAL SYSTEM

    Model:Cobalt CS1 bowriderYear:2017Units:62
  • ⚠ Recall990027T5/7/1999

    CO INTRUSION

    Model:293Year:1999Units:152
  • ⚠ Recall180010S5/25/2018

    HULL; CRAZING

    Units:1,799
  • ⚠ Recall980064T5/14/1998

    ELECTRICAL WIRING

    Model:VARIOUSYear:1998Units:163
  • ⚠ Recall990025S3/11/1999

    ELECTRICAL - GROUND

    Year:1999Units:13
  • ⚠ Recall020023T2/15/2002

    ELECTRICAL SYSTEM

    Model:"240, 262, 263, 282, 292"Year:2002Units:273
  • ⚠ Recall150023S12/31/2015

    FUEL SYSTEM

    Model:296 & 302; 336 & 273Units:156
  • ⚠ Recall22MF042410/30/2022
    Model:R8 OutboardYear:2022Units:49
  • ⚠ Recall960094T10/1/1996

    FUEL SYSTEM

    Model:190Year:1996Units:90
11 recall campaigns

Method: Matched to the builder by normalized company name and MIC. A campaign is shown when it touches this builder; the model and year columns say how narrowly it applies.

Sources: US Coast Guard recall database · CPSC recalls

Engines we actually see on the 220S

  • Volvo Penta sterndrive (gas, DPS/Duoprop) 6 listings · 20% of our sample · median 280 hp

    Smooth, strong drives — the Duoprop in particular handles and holds beautifully. The catch is parts cost: Volvo Penta components run materially higher than MerCruiser equivalents, so service and repair budgets are larger.

    Service reality: Same wear items as MerCruiser (bellows, gimbal, impeller) but pricier parts. Verify drive-oil condition (milky = water intrusion = seal failure).

  • Mercury Verado / V8 FourStroke (250–400) 2 listings · 7% of our sample

    Modern Mercury V8/V10 FourStroke and supercharged Verado are strong, smooth, and well-supported, a clear step up from the OptiMax era. Slightly behind Yamaha on resale trust but closing fast, and often better integrated (joystick, digital throttle).

    Service reality: 100-hour service; supercharged Verado adds the supercharger oil interval. Check for corroded battery cables and the SmartCraft harness on saltwater boats.

8 listings where we could identify the engine Updated November 15, 2026

Method: Engine family matched from the listing's engine fields and title text against BoatVerdict's engine-family profiles. Prevalence is share of our sample, not factory fitment rates.

Sources: BoatVerdict market observations · BoatVerdict engine-family profiles

Cobalt 220S specifications

Length (median listed)22.0 ftOur listing data
Model years traded2003–2024Our listing data
Cobalt hulls in US registries6,841TX + NY open data

Rows marked "our listing data" are measured from listings, not published by the builder, and will differ from a brochure. Rows without a source we can name are not shown at all.

What to inspect on a used Cobalt 220S

  1. Volvo Penta sterndrive (gas, DPS/Duoprop): Same wear items as MerCruiser (bellows, gimbal, impeller) but pricier parts. Verify drive-oil condition (milky = water intrusion = seal failure). Seen on 6 of the 30 220S listings we track (typically 280 hp on this model).
  2. Get the hour meter reading and divide by the boat's age. Above 100 hours a year is heavy use for a Volvo Penta sterndrive (gas, DPS/Duoprop). Threshold from BoatVerdict's engine-family profile for Volvo Penta sterndrive (gas, DPS/Duoprop).
  3. Mercury Verado / V8 FourStroke (250–400): 100-hour service; supercharged Verado adds the supercharger oil interval. Check for corroded battery cables and the SmartCraft harness on saltwater boats. Seen on 2 of the 30 220S listings we track.
  4. Get the hour meter reading and divide by the boat's age. Above 150 hours a year is heavy use for a Mercury Verado / V8 FourStroke (250–400). Threshold from BoatVerdict's engine-family profile for Mercury Verado / V8 FourStroke (250–400).
  5. Assume saltwater service unless the seller can prove otherwise: pull the engine cowling and look at the powerhead, check trim-cylinder rams for pitting, and open the battery and fuse boxes for green corrosion. 59% of the listings we observed for this model are in coastal states.
  6. On the older hulls, core moisture is the deal-breaker: sound the transom and the deck with a plastic mallet, and treat any soft or dull-sounding area as a survey-stopper rather than a bargaining chip. We observe listings back to 2006, so boats over 20 years old are actively traded in this model.

This list is specific to this model: analyst items for the hull, plus items driven by the engines and the regions we actually observe on 220S listings. It is not a generic pre-purchase checklist, and it does not replace a surveyor.

What a 220S costs to own

$3,500 – $9,000 per year

  • 22 ft hull, the median observed length for this model
  • Freshwater berth, based on where most listings we see are located (WI)
  • Includes insurance, storage, routine service, fuel at moderate seasonal use, and a reserve for wear items
  • Excludes loan payments, major engine replacement, and refit work
low confidence

This is a modelled band, not observed spend. Real cost swings hard on where you keep the boat and how much you use it.

Method: The same ownership-cost model BoatVerdict's paid Deal Report uses: boat class and length set the base band, then saltwater berth and size adjust it.

Sources: BoatVerdict ownership-cost model

Where 220Ss are for sale

  • WI 8
  • WA 6
  • FL 2
  • GA 2
  • TX 1
  • MN 1
  • CA 1
  • NJ 1

Counts of distinct boats we observed per state, from 30 listings in 12 metro areas. We publish the distribution, not the listings themselves.

What else buyers cross-shop

Chosen by measured similarity — same builder first, then comparable length — and limited to models whose own page meets our evidence bar. No paid placements, no filler links.

Cobalt 220S FAQ

How much does a used Cobalt 220S cost?
Across 30 listings BoatVerdict has observed for model years 2003 to 2024, the median asking price is $35,500. The middle half of the market asks between $30,000 and $48,000, and the full observed range runs $16,500 to $71,716. These are asking prices, not sold prices.
Are there recalls on the Cobalt 220S?
11 federal recall campaigns are on file for this builder in the USCG and CPSC data we ingest. Recalls are issued per hull-identification range, so check the specific HIN — the recall list on this page links to each campaign and what it covers.
What engine does the Cobalt 220S come with?
In our listing sample the most common configurations are Volvo Penta sterndrive (gas, DPS/Duoprop) (6 listings, typically 280 hp), Mercury Verado / V8 FourStroke (250–400) (2 listings). That is what the used market actually holds, which is not always the same as what the factory offered.
What does it cost to own a Cobalt 220S per year?
BoatVerdict estimates $3,500 to $9,000 a year for a 22-foot boat of this type, covering insurance, storage, routine service, fuel at moderate use and a wear reserve. It excludes loan payments and major engine work. Assumptions are listed on this page.

Looking at a Cobalt 220S for sale?

Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.

Get the free verdict →

No account needed. The paid Deal Report is optional and comes after.

How this page was built

BoatVerdict tracks used-boat listings across the US and folds them onto canonical models, so "220s" all resolve to this one page rather than three thin ones. For the Cobalt 220S that gives us 30 distinct boats (from 30 raw listings, before we collapsed re-posts). Publication decision: 30 distinct observations, 17 priced, 8 states, 6 model years.

We separate what we counted from what we concluded. Asking prices, listing counts, state spread and engine mix are counted. Severity ratings, ownership cost and the take are BoatVerdict analysis, labelled as such. Recalls and registry counts are primary records from federal and state sources.

Market data current through November 15, 2026.