Four Winns 190 Horizon
The Four Winns 190 Horizon is a 19-foot boat, with model years from 1986 to 2019 in the listings we track. Across 47 listings we have observed (model years 1986–2019), the median asking price is $7,000, with most boats asking $4,000 to $12,500. The engine we see most often on this model is MerCruiser sterndrive (gas, 4.5L–6.2L) and Mercury Verado / V8 FourStroke (250–400).
BoatVerdict market snapshot
These are asking prices. No free or public source publishes US used-boat transaction prices, so nobody — us included — can honestly show you what these boats sold for. What we can show you is what 47 sellers are asking, which is the number you are actually negotiating against.
43 priced listings across 22 states is a national sample, so the range is stable.
Method: Asking prices from active listings, de-duplicated so a re-posted boat counts once (134 raw listings collapsed to 47 distinct boats). Quartiles, not averages, so one outlier cannot move the band. Rounded to $500.
Coverage: Model years 1986–2019, 22 states, 34 metro areas. New-boat listings excluded.
Sources: BoatVerdict market observations (craigslist + rightboat) · US state vessel registries (6,557 registered Four Winns hulls)
Looking at a Four Winns 190 Horizon for sale?
Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.
Get the free verdict →No account needed. The paid Deal Report is optional and comes after.
The BoatVerdict take
- BoatVerdict listing data
Asking prices vary widely: the middle half of listings runs $4,000 to $12,500, a 3.1x spread. On this model the year and the condition matter far more than the badge, so a headline price tells you very little until you place the specific boat on the year table below.
- BoatVerdict listing data
Supply is national: we saw listings in 22 states. You can shop this model without flying somewhere, and you will not be the only boat on the market when you sell.
- BoatVerdict listing data
Between the 1986 ($1,500 median) and the 2007 ($13,000 median) asking prices fall about 10% a year. The steepest part of that curve is behind any boat more than five years old, which is where the value sits.
- Recall (USCG/CPSC)
8 federal recall campaigns on file touch this builder. Check the specific hull against the recall list below before you put money down; remedies are free but only if the work was actually done.
Each point is tagged with the evidence behind it. Nothing here is a claim we cannot trace back to a counted listing, a federal record, or a named analyst judgement.
Four Winns 190 Horizon prices by model year
| Model year | Listings | Typical asking range | Median asking | Relative |
|---|---|---|---|---|
| 2007 | 4 | $12,500 – $16,000 | $13,000 | |
| 2006 | 3 | $13,000 – $18,000 | $15,000 | |
| 2005 | 3 | 2 priced — too few to publish a range | — | |
| 2004 | 3 | $10,000 – $17,000 | $16,000 | |
| 2000 | 2 | 2 priced — too few to publish a range | — | |
| 1996 | 3 | $5,000 – $7,000 | $6,500 | |
| 1995 | 3 | $1,500 – $8,000 | $6,500 | |
| 1993 | 2 | 2 priced — too few to publish a range | — | |
| 1987 | 3 | $3,000 – $5,500 | $4,000 | |
| 1986 | 3 | $1,000 – $4,500 | $1,500 |
Asking prices from active listings we observed, not sold prices. No public source publishes US used-boat transaction prices; anyone showing you "sold" data for this market is estimating it. Years with fewer than 3 priced listings show the count only.
Method: Median and quartiles per model year, computed only where at least 3 priced listings exist for that year.
Sources: BoatVerdict market observations
Recalls affecting Four Winns
8 federal recall campaigns on file. Recalls are issued against hull-identification ranges, so a campaign listed here may or may not cover the specific boat you are looking at — check the HIN. Remedies are free from the builder, but only if the work was actually performed, and there is no central database that proves it was.
- ⚠ Recall
920422S9/23/1992FLOTATION NOT SUFFICIENT
- ⚠ Recall
030133S8/19/2003FUEL FILL LINE
- ⚠ Recall
970092T8/11/1997ENGINE COMP. VENTILATION
- ⚠ Recall
940134T5/26/1994ELECTRICAL SYSTEM:
- ⚠ Recall
940120T5/2/1994FUEL TANK PSSIBLE LEAK
- ⚠ Recall
940122T5/10/1994NON IGN PROTECT BATT TERM
- ⚠ Recall
920420T11/5/1992CO INTRUSION; CO IN HEAD VIA VENT
- ⚠ Recall
950226T11/1/1995FUEL FILL FITTING CRACKS; FUEL FILL FITTING CRACKS
Method: Matched to the builder by normalized company name and MIC. A campaign is shown when it touches this builder; the model and year columns say how narrowly it applies.
Sources: US Coast Guard recall database · CPSC recalls
Engines we actually see on the 190 Horizon
- MerCruiser sterndrive (gas, 4.5L–6.2L)
The most common inboard/outboard in US bowriders and cruisers. The engine itself (GM-based) is reliable; the maintenance burden is the drive and exhaust. Bellows, gimbal bearing, U-joints, and — in any saltwater service — exhaust manifolds and risers are the recurring costs.
Service reality: Bellows/gimbal every ~5 years; manifolds/risers every ~6–8 years (or 3–4 in salt) at $2.5–4K. Pull the drive on inspection — deferred drive service is the classic hidden cost.
Full MerCruiser sterndrive (gas, 4.5L–6.2L) reliability profile →
- Mercury Verado / V8 FourStroke (250–400)
Modern Mercury V8/V10 FourStroke and supercharged Verado are strong, smooth, and well-supported, a clear step up from the OptiMax era. Slightly behind Yamaha on resale trust but closing fast, and often better integrated (joystick, digital throttle).
Service reality: 100-hour service; supercharged Verado adds the supercharger oil interval. Check for corroded battery cables and the SmartCraft harness on saltwater boats.
Full Mercury Verado / V8 FourStroke (250–400) reliability profile →
Method: Engine family matched from the listing's engine fields and title text against BoatVerdict's engine-family profiles. Prevalence is share of our sample, not factory fitment rates.
Sources: BoatVerdict market observations · BoatVerdict engine-family profiles
Four Winns 190 Horizon specifications
| Length (median listed) | 19.0 ft | Our listing data |
|---|---|---|
| Model years traded | 1986–2019 | Our listing data |
| Four Winns hulls in US registries | 6,557 | TX + NY open data |
Rows marked "our listing data" are measured from listings, not published by the builder, and will differ from a brochure. Rows without a source we can name are not shown at all.
What to inspect on a used Four Winns 190 Horizon
- MerCruiser sterndrive (gas, 4.5L–6.2L): Bellows/gimbal every ~5 years; manifolds/risers every ~6–8 years (or 3–4 in salt) at $2.5–4K. Pull the drive on inspection — deferred drive service is the classic hidden cost. Seen on 1 of the 47 190 Horizon listings we track.
- Get the hour meter reading and divide by the boat's age. Above 100 hours a year is heavy use for a MerCruiser sterndrive (gas, 4.5L–6.2L). Threshold from BoatVerdict's engine-family profile for MerCruiser sterndrive (gas, 4.5L–6.2L).
- Mercury Verado / V8 FourStroke (250–400): 100-hour service; supercharged Verado adds the supercharger oil interval. Check for corroded battery cables and the SmartCraft harness on saltwater boats. Seen on 1 of the 47 190 Horizon listings we track.
- Get the hour meter reading and divide by the boat's age. Above 150 hours a year is heavy use for a Mercury Verado / V8 FourStroke (250–400). Threshold from BoatVerdict's engine-family profile for Mercury Verado / V8 FourStroke (250–400).
- On the older hulls, core moisture is the deal-breaker: sound the transom and the deck with a plastic mallet, and treat any soft or dull-sounding area as a survey-stopper rather than a bargaining chip. We observe listings back to 1986, so boats over 40 years old are actively traded in this model.
This list is specific to this model: analyst items for the hull, plus items driven by the engines and the regions we actually observe on 190 Horizon listings. It is not a generic pre-purchase checklist, and it does not replace a surveyor.
What a 190 Horizon costs to own
$1,500 – $4,000 per year
- 19 ft hull, the median observed length for this model
- Freshwater berth, based on where most listings we see are located (WI)
- Includes insurance, storage, routine service, fuel at moderate seasonal use, and a reserve for wear items
- Excludes loan payments, major engine replacement, and refit work
This is a modelled band, not observed spend. Real cost swings hard on where you keep the boat and how much you use it.
Method: The same ownership-cost model BoatVerdict's paid Deal Report uses: boat class and length set the base band, then saltwater berth and size adjust it.
Sources: BoatVerdict ownership-cost model
Where 190 Horizons are for sale
- WI 7
- MI 7
- CA 6
- OR 3
- AZ 3
- MN 3
- WA 2
- NY 2
- KS 1
- MA 1
Counts of distinct boats we observed per state, from 47 listings in 34 metro areas. We publish the distribution, not the listings themselves.
What else buyers cross-shop
- Four Winns 180 Horizon
- Four Winns 200 Horizon
- Four Winns 170 Horizon
- Four Winns 268 Vista
- Yamaha AR190
- Sea Ray SPX 190
Chosen by measured similarity — same builder first, then comparable length — and limited to models whose own page meets our evidence bar. No paid placements, no filler links.
Four Winns 190 Horizon FAQ
How much does a used Four Winns 190 Horizon cost?
Are there recalls on the Four Winns 190 Horizon?
What engine does the Four Winns 190 Horizon come with?
What does it cost to own a Four Winns 190 Horizon per year?
Looking at a Four Winns 190 Horizon for sale?
Paste the listing and we will score that specific boat against everything on this page: asking price versus our observed range, engine and hours risk, the known issues for its model year, and a negotiation position. The verdict is free.
Get the free verdict →No account needed. The paid Deal Report is optional and comes after.